Smartcres

Credit score simulator & Boost

OUR PRIVACY POLICY

This privacy policy discloses the privacy practices for SmartCres.com. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

  1. What personally identifiable information and non-personal information is collected from you through the web site, how it is used and with whom it may be shared.
  2. What choices are available to you regarding the use of your data.
  3. The security procedures in place to protect the misuse of your information.
  4. How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing 
We are the sole owners of the information collected on this site. We only have access to/collect personally identifiable information that you voluntarily give us via this website, email or other direct contact from you. 
We will use your information to respond to you, regarding the reason you contacted us. 
Unless you ask us not to, the contact information we collect (email, phone and address) may be used to provide customer support, service updates, alerts, recommendations, offers from our business partners and other announcements. 

1. Registration
In order to enroll in Smartcres through this website, a user must first complete the registration form. During registration a user is required to give certain information (such as name, phone number and email address).
2. Cookies
We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site. Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.
3. Sharing
We partner with other parties to provide specific services. When the user signs up for these services, or when the user signs up for our services through a designated link provided by a third party affiliate partner, we will share names, or other information, including but not limited to your credit information, that is necessary for the third party to provide these services. When you interact with an affiliate business partner through our service or website, we may send you to the partner’s platform for you to provide your information to them or we may pre-populate an application for you with your information. Any information provided to an affiliate business partner is subject to their privacy practices. When a reputable affiliate organization provides products or services we think you may be interested in, we occasionally make the email address, phone number and postal address you’ve provided to us available to them.
4. Links
This web site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
5. Surveys & Contests
From time-to-time our site requests information via surveys or contests. You may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site and affiliate offers.

Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  1. See what data we have about you, if any.
  2. Change/correct any data we have about you.
  3. Have us delete any data we have about you as required by applicable state and federal laws.
  4. Opt out of the sharing of any data we have about you.
  5. Express any concern you have about our use of your data.

Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https” at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Updates

Our Privacy Policy may change from time to time and all updates will be posted on this page.If you feel that we are not abiding by this privacy policy, you should contact us immediately via email at support@Smartcres.com.Effective Date: 06 2023 Last Reviewed on: 06-2023

Privacy Policy New york

Privacy Policy

Our policy on privacy is straightforward. In short, any information you submit to us will remain absolutely private and will not be shared with third-party companies.

Categories of Information

Information about you can be categorized as (a) personally identifiable information, or (b) non-personally identifiable information. “Personally identifiable information” is information that we collect from you, such as your name, postal address, telephone number, fax number, and email address. “Non- personally identifiable information” is information that we collect from you that does not include your name or any information that would allow us to contact you.

 

How We Use and Disclose Information?

Some of the ways in which we use your personally identifiable information may include using it to prepare disputes, to provide you with information that you may request, and to customize your credit repair experience. It is important for you to understand that we may use a third-party processor to handle our disputes. We generally require that the third-party processor not disclose personally identifiable information or use it other than as necessary to perform their services for us.

Because we care about your privacy, we will not give your personally identifiable information to other marketers or retailers for them to use to contact you about offers or promotions of their own (other than, of course, in connection with the sale of our business).

As a responsible company, we believe obeying the law is important. Therefore, we may disclose personally identifiable information in order to comply with a subpoena or court order, or when we are required to do so by law. We may also disclose personally identifiable information in cooperation with a law enforcement or government request. It is important for you to understand that the above policies and restrictions do not apply to our use or disclosure of your non-personally identifiable information. We may freely use and disclose non-personally identifiable information for many purposes and on many occasions.

How We Collect Information

We collect personally identifiable information from you by “active” means. In other words,  you actively give us the information through the sign-up process  of credit repair.

Your Acceptance of These Terms

By signing this agreement, you indicate your acknowledgment of this Privacy Policy. If you do not agree with this Privacy Policy, then do not sign this agreement.

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